Francis Waliwa (AADE, ICUDE)

Francis Waliwa is the current Chief Executive Officer at the United Civil Servants Savings and Credit Cooperative (SACCO) in Malawi. With a diverse background in finance, leadership, and cooperative management, he has made significant contributions to the growth and empowerment of civil servants through access to financial services and cooperative principles. Francis is one of the few Co-operative leaders in Africa who holds the prestigious Advanced African Development Educators (AADE) and the most coveted International Credit Union Development Educator (I-CUDE) Designation.

As CEO of United Civil Servants SACCO, he prioritizes financial inclusion and access to tailored services for civil servants and their families.